Austin Bank Rates

You wanted a change from living on the East Coast. Every time you did a web search for keywords such as “fun city” “greenest place to live” and “music city,” Austin, TX was the number one returned search result. So you secured a job transfer, packed up your car, found a cheap apartment and need to open an Austin checking account online so you can start paying your rent in a timely fashion.

You also need to locate an account with a high Austin savings rate so you can properly hook direct deposit with your employer so you can start banking some extra cash from your paycheck. You can’t wait for your Austin life to begin.

Current Austin Savings Rates News

03/09/10

Fed tells Florida bank to raise capital or find buyer

Within 30 days, Horizon Bank also must submit an acceptable plan and timetable to the Federal Reserve Bank of Atlanta for conforming interest rates paid on ...

03/09/10

OTS lifts order on First Marblehead's bank unit

Private student loans aren't guaranteed by the government and carry higher interest rates. As the recession worsened, more customers have fallen behind ...

 

Best Austin Savings Account Rates

Featured RateBank / Credit UnionAccount Type
1.35%
As of October 22, 2009

View Rate Details
HSBC Bank USA, N.A.
HSBC Bank USA, N.A.
Savings Account
Highest Rates Recent Rate Changes
Best Rates (APY)Bank / Credit UnionAccount Type
1.00%
As of February 8, 2010
View Rate Details Independent Bank of Austin, SSB Savings Account
0.55%
As of January 12, 2010
View Rate Details Austin Telco Federal Credit Union Savings Account
0.50%
As of March 1, 2010
View Rate Details Community State Bank Savings Account
0.50%
As of February 8, 2010
View Rate Details Government Employees Credit Union Savings Account
0.45%
As of January 12, 2010
View Rate Details United Heritage Credit Union Savings Account
Bank / Account TypeRate ChangeDate
  -   Community State Bank - Savings Account     N/A to 0.50% Mar 1, 2010
  First State Bank - Texas - Savings Account 0.30% to 0.30% Feb 25, 2010
  -   Independent Bank of Austin, SSB - Savings Account     N/A to 1.00% Feb 8, 2010
  -   Government Employees Credit Union - Savings Account     N/A to 0.50% Feb 8, 2010
  -   Amplify Credit Union - Savings Account     N/A to 0.40% Feb 8, 2010
 

Checking Account Interest Rates & Fees

Lots of people do not think to check the interest rates on their checking accounts, both when they open it and periodically (remember, banks can change their rates so you should be sure to monitor your account). If you regularly keep a balance in your account, and your Austin bank does not offer a high interest rate, you could be missing out on a great money-making opportunity. You don’t want to be the person that is being left out in the cold while everyone is taking advantage of great rates on their accounts.

Austin Banking Rates can help you find the best bank rates to improve your personal finances.

Austin, TX Savings Accounts

When you choose a Austin savings account, you want to find a bank that will best meet your savings needs. Look for a bank that offers the highest interest rates at your minimum balance with the lowest fees. Many Austin banks require you to keep a certain balance to earn the quoted APY and to avoid fees. Banks requiring a higher minimum balance typically offer larger interest rates.

Austin Banking Rates has partnered with top banks to provide high interest rates on savings accounts to allow you to earn as much on your money as possible, while not risking it in any way like the stock market or other investments. A smart savings plan allows you to build savings and make money off the interest rates every single month.

Compare Austin, TX Bank Rates

At Austin Banking Rates, you can compare checking and savings account rates in Austin. Our data is always current and up-to-date to ensure that you get the best rates possible.

As you make this decision to choose a Austin bank, we can also help you:

  • Improve your credit with a free credit report
  • Compare national checking account rates
  • Decide whether you need a savings account or to take advantage of high CD rates

Whether you are looking for a bank to manage your small business, or a bank with the highest interest rate savings accounts, Austin Banking Rates is certain to connect you with the right bank.

Automatic Savings Plan

One of the best ways to grow your savings in Austin, beyond getting the best interest rates from your bank, is to set-up an automatic savings plan. You can work with your bank to automatically take any amount from a checking account or a pay check that is direct deposited or from other accounts and add to your savings account each month. This way, you know your savings account is growing every month no matter what with the automatic amount plus the interest payments from your bank based on the bank rate.

Learn about the best savings accounts that meet your financial needs in Austin with the most competitive interest rates from our partner.

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Check Rates in These Cities Near Austin:

Serving the Following Austin Zip Codes:

New BraunfelsSpringSan Antonio
TylerSan AngeloAbilene
RichardsonWacoLongview
Fort WorthBeaumontConroe
McallenHighportGalveston
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