Compare the Best Local Rates

Best Austin CD Rates in January 2012

Since we’ve begun a brand new year, it’s a great chance to scrutinize your finances and discover opportunities to improve them. For instance, it may have been a while since you last looked at your bank accounts. One positive change you can make right now is moving your money to a higher earning investment. CD rates in Austin are competitive if you know where to look, so find out if there’s a credit union or bank in the neighborhood offering a great rate.

Benefits of Austin CD Rates

One of the biggest benefits of choosing Austin CD rates over conventional interest rates on savings accounts is that they’re generally a lot better. This is especially common when it comes to CDs with longer terms. For those who don’t need access to savings for some time, a certificate of deposit is the higher-earning option.

Highest CD Rates in Austin

6-Month CD Rates

  • Nizari Progressive Credit Union: 0.75%
  • Independent Bank of Austin, SSB: 0.75%
  • USAA Military Bank: 0.61%

1-Year CD Rates

  • Velocity Credit Union: 1%
  • Independent Bank of Austin, SSB: 1%
  • USAA Military Bank: 0.86%

24-Month CD Rates

  • Velocity Credit Union: 1.36%
  • Nizari Progressive Credit Union: 1.26%
  • USAA Military Bank: 1.2%

Please be aware that the featured Austin CD rates are accurate as of January 23, 2012, but may change at any time at the discretion of the financial institution. You may also be subject to additional requirements in order to qualify for an account. Please confirm interest rates before opening an account. To see the most up-to-date rates, visit the Austin CD Rates page.